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The first step in applying for a loan with HFS Federal Credit Union is to create your online profile. This will save your loan information and allow you to pick up your application where you left off.

During the application process you will be required to provide the following information.

   1. Personal Information including your Name, DOB, Number of Dependents
   2. Two years worth of Employment Information including Employer Name, Position Title, Address, Phone, and Monthly Net Income after taxes.
   3. Two References which may include relatives or friends who are not living in your household. You will need to provide their Name, Address, and Phone.
   4. Loan information including the amount requested, term of the loan, and the preferred closing branch.

If approved, you must be eligible for membership with the credit union and will be required to open a basic share account. HFS Federal Credit Union membership is open to anyone who lives, works or worships on the Island of Hawaii.